Your finances,
finally clear.
Log expenses by talking to it. Centzia understands, categorizes, and saves. Visualize trends, budget, export to Excel.
30 AI parses per month free · no credit card
No forms. No clicks. Just say what happened.
Everything you need to take control
Built for daily use. No fluff, no bloat.
Log expenses by talking
Say "I spent $20 on gas yesterday" or "$1500 paycheck on Friday". Centzia parses it, picks the category, amount, and date, and shows it for confirmation before saving.
Clear analytics
Donut by category, 6-month trend, cashflow projection from your recurring entries. Top movements vs last month.
Automatic recurring
Rent, salary, subscriptions — define once. A daily cron materializes them when due. Bi-weekly support (e.g. 5th and 17th).
Per-category budgets
Assign a monthly limit per category. Email when you hit 80% and 100%. Copy budgets from last month with one click.
Debt tracking
Cards, loans, mortgages. Log payments, see progress. Payoff calculator with avalanche or snowball — how much you save and when you're free.
Comprehensive Excel
Workbook with 7 sheets: cover, summary, trends with line chart, transactions, by category, recurring, debts. Embedded charts.
How it works
Three steps. No extensive onboarding or tutorials.
- 1
Create your account
Sign up with email or Google. Centzia creates default categories (food, transport, salary, etc.) — you can edit them later.
- 2
Log expenses
Talk in natural language on the dashboard, or use the classic form if you prefer. Each transaction is auto-categorized.
- 3
Take control
See where your money goes, assign budgets, project your cashflow. Export to Excel whenever you need a report.
Start free
Free plan includes 30 AI parses per month, unlimited transactions and categories. For more, there's Plus ($4/mo) and PRO ($9/mo).